One of the largest and most exciting investments most Kiwi’s will make are getting mortgages and buying property. After years of helping hundreds of kiwis into property, we know the process, can connect you with the right people, and know the tricks to paying off your mortgage faster.

Now (more than ever) there are huge difference between the banks and their lending policies – it’s our job to know those differences, so you don’t have to. Whether you’re buying your first home, refinancing, upsizing or buying investment property – we do the research to ensure we know which bank will deliver you the best results. As advisers, we work for you.

We negotiate discounted rates, higher cash contributions and know how to structure your lending to suit your lifestyle and achieve your goals. You also have access to our online portal, which we can use for all of the banks, making it simple to get you the best deal every time.

Ready to apply?

We work with you to define your goals and set you up for financial freedom - whatever that may mean to you. When you partner with us you have access to a top notch online portal where you can access personalised information about your finances, and apply for mortgages online.

Want to know how much your repayments will be? Go to our mortgage calculator at the bottom of the page.

Who Do we Help?

Where are you on your property journey? Every story is unique, but it doesn’t matter which of the below persona’s you fit, we can help.

First Home Buyer?

  • Personalised, step by step assistance
  • Speak to you in words you understand
  • Help you with accessing KiwiBuild
  • If you fit criteria, we help with getting a First Home Grant & First Home Loan
  • Work with a bank to suit you
  • Paperless application


  • Personalised assistance
  • Best bank for you
  • Competitive rates
  • Calculate affordability
  • Advice on interest-only loans
  • Paperless applications

Upgrading or Downsizing?

  • Personalised assistance
  • Best bank for you
  • Help with bridging finance
  • Assist with mortgage reduction techniques
  • Calculate affordability
  • Paperless application
  • Competitive rates

The Process

If you’re on the next step in your home buying journey, whether you’re a seasoned homeowner or just starting out, we have a quick five step mortgages process that you can follow.

Let's Meet

First we will meet with you (either in person or online) and understand what position you’re in. This is also a great opportunity for you to find out more about us.

We Go To The Banks

Now that we know your situation, we will know which banks are more suited to you. We will package your application and take it to them.

Pre Approval

This is the first major milestone in securing your new home. Once you have pre-approval, it means that the bank is willing to lend if your situation doesn’t change

The Actual Mortgage

The actual mortgage is the first major milestone in securing your new home. Once you have pre-approval, it means that the bank is willing to lend if your situation doesn’t change

All Done, Son!

As soon as you’re happy with the way the mortgage is laid out and we’re happy with the bank side of things – you’re approved and can now buy that house! Congratulations!

Not in a position to loan yet...

After meeting, we may conclude that you’re not in a position to loan yet. That’s OK! 

Our next steps would be to help you with money management and get a budget set up, so you can work towards that ultimate goal! Get our FREE budget tool here.

Why Us?

There is a monopoly of companies out there offering mortgages – so you’re probably wondering why you should choose to come to us?

Looked After By The Best

Our team are experts. Combine that with top technology, and continuous training, and you have a winning combo.

We get access to competitive interest rates and tailor our approach for each client so you end up with a loan that is right for you, not just any Joe Bloggs.

We're Here For The Long Run

At The Money Men, we’re here for the long run, not just when you want to loan more. We give free advice and constantly educate our clients on how to be better with money.

You will have an ongoing relationship with us – not just until you sign the dotted line.

We're Genuine

Unlike many other large finance firms out there we’re just everyday, genuine people, like you, and we want to help other Kiwi’s gain financial freedom. 

There’s no hidden agendas and we don’t hide any information. It is a transparent journey and you can trust us.

Mortgage Calculator

Use our Mortgage Calculator to see how much your repayments will be, then get in touch with us for personalised assistance.

*This is an indication only and will differ based on current and available interest rates.

common questions

It’s a simple process:

  1. We catch up on the phone or in person and see what you would specifically like help with
  2. We have a bigger discussion around what you are trying to achieve financially
  3. We understand where you are at now, review what you already have in place and then give you advice on ways you could do things better.
  4. Once you are happy, anything you want to push on with we will help you put in place
  5. Then its about monitoring, reviewing and refining to keep everything on point and you motivated towards achieving your financial goals

We can do everything online via our secure portal, do online meetings or happy to get out of the office and catch up.

We will talk to you about your financial situation and how you can improve it for as long as you like because its what we do.

Typically our initial conversation is 10 -15 minutes and then its about gathering the info for you and putting together a recommendation.

Next session is 30 -60 minutes where we run you through your options (zoom or in person).

Next we catch up and get the applications out the way, we actually try avoid paper work where we can and use faster and easier online applications (like our client portal which works for insurance, mortgage and kiwisaver so you don’t have to repeat yourself (zoom or in person).

The next catch up is typically just to confirm the outcome of your applications and that everything is in place which could be anything from an email to a 30 minute conversation depending on what it is.

We are here to help you when you need it so our team is always only a phone or email away.

Typically we like to have an annual catch up to make sure things are on track and you are happy.  Life is busy though and for those people that want minimum contact the least you will get from us is an email that takes 2 minutes where you tick through options which includes if you want contact or not and lets us know if you have had any significate lifestyle changes (so 2 minutes a year if that’s what you want).

Typically we speak to our clients a couple of times a year due to the numbers of things we are managing for them.

Absolutely. We are governed by the privacy act and absolutely respect the fact that we are dealing with our clients very private and confidential info around health and money.

You can jump straight into an online application portal (click log in at the top of the page) and tell us how we can help.

Call 0800 888 482 or flick us an email at and one of our team of advisers will be in touch.

Typically for the majority of the advice we give you will be free and disclosed upfront with your adviser before anything is done.

We are actually governed by the Financial Markets Authority and any fees will be disclosed upfront. For most of our services they are free as we are paid by banks, insurance companies and kiwisaver providers which gives us the ability to be independent.

We may charge a fee for additional services like advanced help with Money Management but again this will be discussed upfront with you prior to any advice commencing.

We are passionate about helping kiwis be better with money which is why its our core purpose.

Not everyone is the same and has the same ambitions so we help people create the wealth they are looking for.

We are passionate about all things financial and practice what we preach.

We are lucky we get to see soo many peoples financial situations and habits good and bad so over the years we have refined what works and what doesn’t.

We are experts in what we do We have a strategic network of trusted professionals ready to help you at every term if there is anything we can already sort for you.

We are client centric and service driven.

Most importantly you need to choose a financial adviser that you can relate to, is qualified to do what they do, practice what they preach and maybe a company with lots of happy customers and a nationwide radio show!

Typically 2-4 sessions.

We are located in Orewa, north of Auckland.

We like to get out though so often travel around the greater Auckland area.

Since Covid we moved everything online though and with the nationwide radio show we are used to dealing with people all over the country!

So if you’re not located in Auckland, we can always catch up over Zoom!